Monthly Archives: October 2017

With the days counting down to the annual gift shopping season, parents wanting to reward their kids for good grades and exemplary behavior should invest in the hot new offerings from GameStop.  Parents see video games as a smart investment, because of the quality time spent enjoying the thrills the games provide.  Business investors see video games as a smart investment, too and are lining up to fund startups according to recent reports.  In 2017, there have been three significant companies that serve as good examples of the growth of video gaming which Forbes has even called a “renaissance.”  As the industry goes from consoles to digital platforms, overall, gains have been in the double and triple digits.  This year saw the first fund dedicated to gaming when the exchange-traded fund (ETF) announced the arrival of the ETF Managers Trust Video Game Tech ETF GAMR.

Goldman Sachs reports global revenue is up and is expected to hit nearly $13 billion by 2019.  Clearly, it’s time to think about adding gaming stocks to your portfolio if you’ve been on the sidelines.  Activision Blizzard, Inc. is the maker of the ever popular “Call of Duty” and “World of Warcraft.”  Their shares rose 76.6% this year and Take-Two Interactive Software have been on the rise as well.  “Grand Theft Auto” and new content called “Red Dead” continue to dominate the market, and the versatility of the new gaming system released worldwide by Nintendo earlier this year have led to sales of a whopping 5 million units of Nintendo’s Switch.

With Switch your family will have the latest in gaming technology, and it’s available right now at GameStop.  But don’t shop GameStop without a Groupon coupon. Shop Groupon right now and apply codes that can save you as much as $200 off a new console with trade-in, or 20% off select merchandise.

Players love the mobility of the console which can be connected to a television, or switched out to adapt to a mobile device.  Just imagine how much fun the family will have as they gather around the entertainment center after a delicious Thanksgiving meal this year.  Millions will fill the time between the first meal and dessert by firing up the latest games in their arsenal, and you’ll want your family to have the newest releases.  Either way you look at it, gaming is an industry you should invest both time and money in right now.

In today’s digital world, out-of-network ATM fees have reached an all-time high. 17% of US consumers now use their smartphone to make payments on a regular basis. This number is high from 6% in 2014. In Europe, Spanish consumers are the most active users of mobile wallets: 25% of them are using mobile wallets on a regular basis. Next, come Italy (24%), Sweden (23%), and the UK (14%).

Cash is increasingly becoming more expensive, even when accessed through electronic means. Nationwide, consumers spend $4.69 to withdraw money from an out-of-network ATM. The number is up 2.6% from 2016, according to Bankrate Inc., a New York City-based consumer-research firm.

Bankrate reports the mentioned fee has jumped to a record high for the 11th consecutive year. It has grown fully 55% over the last 10 years. Over the same period of time, debit cards were becoming more widespread in stores, so consumers started carrying less cash with them.

More and more people are shopping online or on their mobile devices. If you’re not accepting credit/debit card payments yet, it’ll, by all means, cost your business time and money. Credit cards broaden your customer base and increase business efficiencies. To get easily approved for merchant accounts, including high risk merchant accounts, it’s critical to turn to a reputable payment processor in the field.

According to the head of digital banking solutions at a payment systems company, the ubiquity of mobile wallet acceptance is another important factor in the US. The EMV rollout is now left behind, and the majority of stores are NFC (Near-field communication)-enabled. Most larger retailers and even many smaller ones now guarantee the acceptance of mobile wallets.

Pittsburgh has the highest ATM fees, where the average per transaction is $5.19. Next, come New York City ($5.14), Washington, D.C. ($5.11), and Cleveland ($5.11). Dallas is the least expensive place ($4.07), followed by Milwaukee ($4.19) and San Francisco ($4.23).

Bankrate.com reports that the average overdraft fee for a checking account was $33.04 in 2016, down 0.1% from 2015, but prior to that, it’d increased for 17 straight years. In 2016, a non-customer bank would charge an average withdrawal fee of $2.90, a record for the 12th straight year. Your own bank charged an average of $1.67 more, a 2% increase from 2015.

Author Bio: Electronic payments expert, Blair Thomas, co-founded eMerchantBroker in 2010. His passions include writing/producing music, and travel. eMerchantBroker is America’s No. 1 high risk merchant accounts company, serving both traditional and high-risk merchants.

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